Once you have signed the purchase and sales agreement, the property will be appraised by a licensed appraiser. The home appraisal is an estimate of what the property is valued at. The appraisal
Congratulations! You’re closing on your new home!
There will be lots of documents to review and sign, and this isn’t meant to give you a blow-by-blow description of all of that. The closing agent will review and discuss all of these at length. But here are a few things you should do before you head to the closing table:
Make sure you have a cashier’s check, a certified check, or cash in the amount the closing agent calculated to be due at closing. (This will be for the remaining amount after your down payment and closing costs are figured in.)
Bring proper identification. Usually a photo I.D. (like your license), social security card, and/or birth certificate.
A rested wrist! (You’ll be signing a lot of documents!)
A big smile…because you’re about to own and move into your new home!
After the closing, there will still be a lot going on behind the scenes. Your mortgage, the deed, and other legal documents will all be recorded. Once it’s complete, the final documents will be mailed to you. Of course, I will always be available if you have any questions or concerns, even after the closing. Never hesitate to reach out to me! And I hope we stay in touch on a personal level too! Thanks so much for choosing me as your agent, and I look forward to helping you with all of your real estate needs in the future…as well as any of your friends or family you refer to me!
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Real estate agents hear this all the time… “I wish I had called you before. But I just didn’t want to bother you. I know you’re busy…” …after it is too late. There are times